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Human Life Value Calculator

The Human Life Value (HLV) Calculator is a tool used to estimate the financial value of an individual's life based on their economic contribution to a family or society. It calculates the value by considering various factors such as income, expenses, future liabilities, and the number of years a person is expected to work and provide financially.

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Your Current Annual Income (Rs)
500
Expected increase in income (% per annum)
1
Outstanding loan amount (Rs)
1
Number of Years
1
Rs. 2,16,09,712
Your Current Annual Income
30 Years
Expected increase in income (% per annum)
Rs. 2,483
Outstanding loan amount
Rs. 2,483
cumulative income that you will have to take care in next 10 years
Rs. 2,483
Your ideal life cover
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FAQ

Frequently Asked Question

What is a mutual fund?
A mutual fund is a pooled investment vehicle that collects money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. It is managed by professional fund managers.
How do mutual funds work?
Investors buy units of a mutual fund, and their money is combined with others. The fund manager uses this pool to invest in various assets. Any gains or losses are distributed proportionally among the investors based on their units.
Are mutual funds safe?
Mutual funds are subject to market risks. However, the risk level varies depending on the type of fund. For example, equity funds are higher-risk, while debt funds are relatively safer.
Can I lose money in mutual funds?
Yes, mutual funds are linked to market performance, so there is a risk of loss. The extent of loss depends on the type of fund and market conditions.
What is the expense ratio?
The expense ratio is the annual fee charged by the mutual fund to manage your investments, expressed as a percentage of the fund's assets.