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Plan All Your Life Goals in One Place
True financial freedom requires planning for multiple goals simultaneously. This comprehensive planner helps you map out your child's education, your long-term wealth targets, and that dream purchase (like a car or foreign holiday) all at once. By factoring in inflation and your current savings, it provides a unified blueprint of the monthly SIP required to achieve everything.
Define Your Goals (At Today's Cost)
🎓 Education Goal
💰 Wealth Target
🚗 Dream Purchase
Market & Financial Variables
| Composite Plan Results | 🎓 Education | 💰 Wealth | 🚗 Dream Purchase | Combined Total |
|---|---|---|---|---|
| Cost at Today's Price | ₹ 0 | ₹ 0 | ₹ 0 | ₹ 0 |
| Years to Achieve Goal | 0 yrs | 0 yrs | 0 yrs | - |
| Future Goal Target (Inflation Adj.) | ₹ 0 | ₹ 0 | ₹ 0 | ₹ 0 |
| Current Savings Allocated | ₹ 0 | ₹ 0 | ₹ 0 | ₹ 0 |
| Required Monthly SIP | ₹ 0 | ₹ 0 | ₹ 0 | ₹ 0 |
*Disclaimer: These calculations distribute your current savings proportionally based on goal targets. Mutual Fund investments are subject to market risks.
FAQ
Frequently Asked Questions
What is a Composite Financial Goal Planner?
A Composite Goal Planner allows you to map out multiple financial objectives—such as retirement, children's education, and major purchases—simultaneously. It provides a holistic view of the total monthly investment required to hit all targets.
Why are my current savings allocated this way?
To provide an accurate monthly SIP projection, the calculator proportionally distributes your existing savings across your defined goals based on the size of each goal. This ensures no single goal unfairly bears the burden of your future investments.
Can I track these goals in one mutual fund?
While possible, it is highly recommended to assign specific funds to specific goals. A 5-year goal (like a car) requires safer debt or hybrid funds, while a 20-year wealth goal is better suited for pure equity funds.